Copyright & Disclaimer
Effective November 1, 2008

The information contained on this Web site is solely the property of BJM Associates, LLC ("BJM") and is protected under the laws of the United States and other jurisdictions. The content contained within this Web site may be used for personal downloading and printing purposes but may not be altered, modified, reproduced, displayed, published, posted, transmitted, or distributed in any way. BJM retains all rights to all content and images provided on this site.

As a convenience to users of this site, BJM has provided links to external internet sites maintained and controlled by third parties. The external links BJM provides within this site in no way reflect the policies or beliefs of BJM or its officers, directors, or employees. BJM is not responsible for and does not endorse any information, products or services, or copy found on any of these third-party sites.

Any information provided in this site or the third-party sites is provided "AS IS" and without warranties of any kind, whether express or implied. BJM expressly disclaims any and all implied warranties of merchantability or fitness for a particular purpose relating to such information.

Any design-related information contained in this site is provided for informational purposes only and is not appropriate for reuse by a user without prior written authorization from BJM. Any unauthorized reuse will be at the user's sole risk and without liability to BJM.

BJM retains the right to update and/or change information found on this site at any time without notice. BJM is not responsible for outdated information or errors of any kind found within this site and does not warrant that the functions contained in this site will be uninterrupted or error-free, that it will correct defects, or that this site or the server on which it is located are free from viruses or sources of potential damage to the user.